Tomás Nougués

Laureate of the 2025 Atlas Programme
Tomás Nougués

Tomás Nougués is Ph.D. in Sociology at Escuela IDAES (EIDAES), Universidad Nacional de San Martín, Argentina (UNSAM). Postdoctoral fellow at UNSAM/CONICET (National Council of Scientific Research), Argentina.

The project

Title: Pushing the boundaries of finance. Digital financial inclusion of welfare-dependent households in Argentina.

"My research project explores how financialization is reshaping welfare provision and impacting the everyday lives of welfare-dependent households in Argentina amid rising social conflict. I focus on the expansion of digital finance as a policy priority, examining how it links welfare recipients to financial markets. My central hypothesis is that, although digital financial inclusion has enhanced access to financial services for low-income households, it has simultaneously deepened their financial vulnerability. Within this framework, digital financial inclusion operates not only as a tool for poverty reduction but also as a vehicle for advancing the interests of the financial sector, ultimately subordinating social protection to financial imperatives."

Hosting institution: CESSMA, Paris Cité University

Selected bibliography

  • Nougués, T. (in press). Social debtfare policies. An analysis of the financialization of Argentina’s welfare policy. Latin American Political Economy Series, Palgrave, London/New York.
  • Nougués, T. (2025). Social debtfare policies and the rise of the creditor state. The creditization of social policy in Argentina, Socio-Economic Review, 0,0, 1-25.
  • Nougués, T. (2024). Los canales de financiarización de la política social. El caso argentino. Cuadernos de Economía Crítica, 10, 24, 109-133.
  • Nougués, T. (2023). Del Estado garante al Estado acreedor. Una propuesta analítica para abordar la financiarización de la política social basada en el caso argentino (2015-2019). Ciudadanías. Revista de políticas sociales urbanas, 11, 1-33.
  • Nougués, T. (2022). La agenda de la inclusión financiera en las políticas públicas de la alianza Cambiemos (2015-2019). Revista Perspectivas de Políticas Públicas, 11, 272-300.
Published at 26 June 2025